Checking                

Accounts for your unique needs.

Open an Account

a woman holding a credit card in a kitchen. Experience secure, reliable banking with a checking account from Home Federal Bank—anytime, anywhere. With modern tools designed for convenience, we offer checking solutions that fit every lifestyle. Whether you’re looking for free checking or an interest-earning account, we’ll help you find the option that’s right for you.

All Checking Accounts Feature:

  • Free Debit Card
  • Free Online & Mobile Banking
  • Free eStatements

Compare Our Checking Accounts

Account TypeDesigned ForMinimum Balance *Interest BearingAdditional Benefits

Home Free



Basic checking needs



$0


N/A


N/A


Home Advantage


Customers seeking to earn interest


$250



Yes


2 Free Non Home Federal Bank ATM trans per month


Home Club



Customers 50+


$250


Tiered



4 Free Non Home Federal Bank ATM trans per month
Free Basic Checks
Safe Deposit Box Discount


Home Star



Premier tiered rate checking customers


$25,000


Tiered


Unlimited Free Non Home Federal Bank ATM trans
Free Basic Checks


Home Loan Checking



Our Home Loan customers


$0


Yes



2 Free Non Home Federal Bank ATM trans per month
1st order Basic Checks Free



Student Checking



Students age 23 & under



$0


N/A



8 Free Non Home Federal Bank ATM trans per month


*Minimum opening deposit required

Overdraft Protection

Several convenient options available. Contact us for more information.