Privacy Policy

Updated 07/2024

Facts	What does Home Federal Bank do with your personal information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Transaction history Asset and Account balances Payment history and Credit history
How?	All financial companies need to share customersʼ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customersʼ personal information; the reasons Home Federal Bank chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Transaction history

Asset and Account balances

Payment history and Credit history

How?

All financial companies need to share customersʼ personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their customersʼ personal information; the reasons Home
Federal Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Home Federal Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	Yes
For joint marketing with other financial companies	Yes	Yes
For our affiliates’ everyday business purposes- information about your transactions and experiences	Yes	Yes
For our affiliates’ everyday business purposes- information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For non-affiliates to market to you	Yes	Yes

To limit our sharing	- Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call 308-382-4000 or go to www.homefederalne.bank

To limit our
sharing

- Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this
notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 308-382-4000 or go to www.homefederalne.bank

Mail-in Form

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.

[ ] Apply my choice(s) only to me

Mark any/all you want to limit:

[ ] Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

[ ] Do not allow your affiliates to use my personal information to market to me.

[ ] Do not share my personal information with nonaffiliates to market their products and services to me.

[ ] Do not share my personal information to market to me.

[ ] Do not share my personal information with other financial institutions to jointly market to me.

Name		Mail to: Home Federal Bank P.O. Box 1009, Grand Island, NE 68802-1009
Address
City/State
Phone Number

What we do
How does Home Federal Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Home Federal Bankcollect my personal information?	We collect your personal information, for example, when you Open an account or Apply for a loan Give us your contact information or Provide employment information Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include the Home Federal Investment Center.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include the Principal Financial Group working with the Home Federal Investment Center.
Joint Marketing	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include the Principal Financial Group working with the Home Federal Investment Center.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include the Home Federal Investment Center.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include the Principal Financial Group working with the Home Federal
Investment Center.

Joint Marketing

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include the Principal Financial Group working with the Home Federal
Investment Center.

Mobile Privacy Policy

Location Information

If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, Home Federal Bank GI Mobile will collect your location information when you use the Services; for example, to provide our fraud detection services. If you do not want Home Federal Bank GI Mobile to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.