Home Loans

Fixed Rate Loan

  • Stability of knowing your rate never changes
  • 15, 20 and 30 year terms available
  • Minimum 3% down payment

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Adjustable Rate Loan

  • Initial rates are typically competitive with a Fixed Rate Loan
  • Rates can be fixed for 1, 3 or 5 years, then adjust annually

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First Time Homebuyers Loan (NIFA)

  • First time homebuyer program with flexible qualifying guidelines
  • Down payment as low as 3%
  • Homebuyers Assistance Loan available to qualified buyers
  • Stability of a fixed rate for 30 years
  • Visit NIFA for more program information

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VA Loan (Veteran's Administration)

  • Program available for qualified Veterans
  • No down payment required
  • No mortgage insurance required
  • View VA Benefits  for more program information

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FHA Loan (Federal Housing Administration)

  • Down payments as low as 3.5%
  • Flexible credit requirements
  • Not limited to first time homebuyers

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Construction Loan

  • Available for primary homes, second homes and investment properties
  • Interest only payments during the construction phase

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Bridge Loan

  • Temporary financing for buying a new home while you sell your current home
  • Interest only payments available

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Meet Our  Lenders

Kevin Ottman

Kevin Ottman
NMLS#494664
3419 W. State St.
Grand Island, NE
308-398-4923

Email Kevin

Mindy Gilbertson

Mindy Gilbertson
NMLS#494665
3311 W. Stolley Park Rd.
Grand Island, NE
308-398-4926

Email Mindy

Jeremy Mueller

Jeremy Mueller
NMLS#507268
221 S. Locust St.
Grand Island, NE
308-398-4906

Email Jeremy

Christy Werger

Christy Gomez
NMLS#1431606
201 West 7th Street
Lexington, NE
308-398-4985

Email Christy

Ashley Howard

Ashley Howard
NMLS#2329196
5220 S 48th Street, Suite #4
Lincoln, NE
531-207-0294

Email Ashley

Find Us Chat Us Open an Account  Apply for a Loan

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