Home Loans

Fixed Rate Loan

  • Stability of knowing your rate never changes
  • 15, 20 and 30 year terms available
  • Minimum 3% down payment

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Adjustable Rate Loan

  • Initial rates are typically competitive with a Fixed Rate Loan
  • Rates can be fixed for 1, 3 or 5 years, then adjust annually

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First Time Homebuyers Loan (NIFA)

  • First time homebuyer program with flexible qualifying guidelines
  • Down payment as low as 3%
  • Homebuyers Assistance Loan available to qualified buyers
  • Stability of a fixed rate for 30 years
  • Visit NIFA for more program information

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VA Loan (Veteran's Administration)

  • Program available for qualified Veterans
  • No down payment required
  • No mortgage insurance required
  • View VA Benefits  for more program information

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FHA Loan (Federal Housing Administration)

  • Down payments as low as 3.5%
  • Flexible credit requirements
  • Not limited to first time homebuyers

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Construction Loan

  • Available for primary homes, second homes and investment properties
  • Interest only payments during the construction phase

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Bridge Loan

  • Temporary financing for buying a new home while you sell your current home
  • Interest only payments available

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Meet Our  Lenders

Kevin Ottman

Kevin Ottman
3419 W. State St.
Grand Island, NE

Email Kevin

Mindy Gilbertson

Mindy Gilbertson
3311 W. Stolley Park Rd.
Grand Island, NE

Email Mindy

Jeremy Mueller

Jeremy Mueller
221 S. Locust St.
Grand Island, NE

Email Jeremy

Ashley Howard

Ashley Howard
5220 S 48th Street, Suite #4
Lincoln, NE

Email Ashley

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