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Home Equity Loans

Over the years as you’ve paid your home loan, equity has accumulated. Equity is defined as the difference between your home’s value and the balance on your home loan. You can access that equity with a Home Equity Loan from Home Federal Bank.

Home Equity Loan

A Home Equity Loan features a one-time advance using your home as collateral. The interest rate and payment are based on term (up to 10 years). Interest paid on a Home Equity Loan for your primary residence may be tax deductible – Contact your tax advisor.

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Home Equity Line of Credit

A Home Equity Line of Credit features advances that may be taken out at your convenience using the equity accumulated in your home as collateral. Advances can be used to help pay for home improvements, a new car, a family vacation, college education or other expenses. Payments will vary and are based on the percentage of outstanding balance plus interest. The interest may be tax deductible – Contact your tax advisor.

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Energy Loans

Energy Loans are possible through a partnership with the Nebraska Energy Office.  An Energy Loan is a Home Equity Loan with a preferred interest rate for approved home improvement projects designed to reduce energy costs (i.e., new roof, new siding, insulation, new water heater, etc.).

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Meet Our Professionals

Chris Kaskie

Chris Kaskie


3311 W. Stolley Park Rd.
Grand Island, NE


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Teri Hand

Teri Hand


3311 W Stolley Park Rd.
Grand Island, NE


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Susana Martinez

Susana (Susie) Martinez


201 W. 7th. St.
Lexington, NE  68850


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Jamie Rogers

Jamie Rogers


221 South Locust St.
Grand Island, NE  68802


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Randi Booth

Randi Booth


3419 W. State St.
Grand Island, NE 68802


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Courtney Quackenbush

Courtney Quackenbush


221 South Locust St.
Grand Island, NE 68802


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