Account Rates
Checking
Checking Rates
|
Account
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
Home Free Checking
|
0.00%
|
0.00%
|
|
Home Advantage Checking
balance over $1,000
|
0.10%
|
0.10%
|
|
Home Loan Checking
|
0.10%
|
0.10%
|
|
Home Club Checking
$0-$2,500
$2,500-$25,000
$25,000+
|
0.10%
0.15%
0.20%
|
0.10%
0.15%
0.20%
|
|
Home Star Checking
$25,000 - $49,999
$50,000 - $99,999
$100,000+
|
0.30%
0.50%
0.60%
|
0.30%
0.50%
0.60%
|
|
HSA Checking
|
For more details contact Home Federal at (308) 382-4000
|
|
Business Interest Checking
|
0.10%
|
0.10%
|
|
Additional Business Checking
|
For more details contact Home Federal at (308) 382-4000
|
Fees may reduce earnings.
Minimum to open is $100.
Rates may change after the account is opened.
|
|
Money Market Fund and Accounts
Money Market Rates
|
Account
|
Interest
Rate
|
APY
|
|---|
|
Money Market Fund
$0.00 to $2,499.99
$2,500.00 to $29,999.99
$30,000.00 to $99,999.99
$100,000+
|
0.10%
0.15%
0.20%
0.40%
|
0.10%
0.15%
0.20%
0.40%
|
|
Business Money Market Account
Up to $5,000
$5,001 to $30,000
$30,001 to $150,000
$150,000+
|
0.10%
0.15%
0.30%
0.50%
|
0.10%
0.15%
0.30%
0.50%
|
Fees may reduce earnings.
Minimum to open is $1,000.
There is no minimum to earn APY.
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.
Rates may change after the account is opened.
|
|
Regular and Business Savings Account
Regular and Business Savings Account
|
Interest Rate
|
Annual Percentage Yield
|
|---|
|
0.10%
|
0.10%
|
Fees may reduce earnings.
Minimum to open is $100. There is no minimum to earn APY.
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to nine per quarter.
Rates may change after the account is opened.
|
|
Kids Klub and Youth Savings Account
Kids Klub and Youth Savings Account
|
Interest Rate
|
Annual Percentage Yield
|
|---|
|
0.10%
|
0.10%
|
There is no minimum required to open this account or earn APY.
There are no restrictions on the frequency or method of deposits and there are no restrictions on the frequency or method of withdrawals made by mail or in person. Automated teller machine withdrawals are limited to a maximum of $400.00 per account per day.
Rates may change after the account is opened.
|
|
Time Certificate of Deposit
Time Certificate of Deposit
| |
$1,000 - $2499
|
$2,500-$9,999
|
$10,000
|
|---|
|
Term
|
Interest Rate
|
APY
|
Interest
Rate
|
APY
|
Interest
Rate
|
APY
|
|---|
|
3 Months
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
|
6 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
12 Months
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
|
24 Months
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
|
36 Months
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
|
48 Months
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
|
Specials
|
|
|
|
|
|
|
| 13 Months |
1.21% |
1.21% |
1.21% |
1.21% |
1.21% |
1.21% |
| 22 Months |
1.60% |
1.60% |
1.60% |
1.60% |
1.60% |
1.60% |
| 32 Months |
2.25% |
2.25% |
2.25% |
2.25% |
2.25% |
2.25% |
| 49 Months |
2.51% |
2.51% |
2.51% |
2.51% |
2.51% |
2.51% |
Contact us for more information on other rates and renewal terms.
Rates Effective 04/18/18 - 04/25/18
Subject to Change Without Notice
Rates assumed interest added to value of certificate
($1,000 Minimum Required to Open Account. Penalty for Early Withdrawal.)
|
|
Individual Retirement Account (IRA)
Individual Retirement Account (IRA)
| |
$1,000
|
$2,500
|
$10,000
|
|---|
|
Term
|
Interest Rate
|
APY
|
Interest Rate
|
APY
|
Interest Rate
|
APY
|
|---|
|
6 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
7 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
8 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
9 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
10 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
11 Months
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
|
12 Months
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
|
24 Months
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
0.90%
|
|
36 Months
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
1.25%
|
|
48 Months
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
1.50%
|
For more information on other IRA rates and renewal terms, contact us.
Rates Effective 04/18/18 - 04/25/18
Subject to Change Without Notice
Fixed Rates
Rates assumed interest added to value of certificate
|
|
|
|
|
|
