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Business Loans

Whether your enterprise is large or small, growing or well-established, we understand businesses have different needs, and we are here to assist with short term, intermediate or long term financing.

Lines of Credit

To help you manage short term cash flow needs or seasonal demands

  • Inventory and accounts receivable financing
  • Provide funds for payroll or unexpected expenses
  • One year term with monthly interest payments
  • Automatic advances to avoid overdrafts
Equipment and Vehicle Loans

To finance additional or replacement equipment or vehicles

  • Flexible repayment terms to fit your business
  • Competitive fixed or variable interest rates
  • Convenient automatic payment withdrawals available
Commercial Real Estate Loans

To acquire, expand or refinance all types of real estate properties from office to retail, apartments to hospitality, production to warehouse, assisted-living to land development

  • Monthly repayment terms with extended amortizations
  • Flexible down payments
  • Competitive fixed or variable interest rates
  • Convenient automatic payment withdrawals available
Agriculture Loans

Whether your needs are for crop production or livestock purchases, equipment or land, or simply discussing your operation, we have bankers experienced in agriculture that can help you.

  • Lines of credit for crops, production or livestock
  • Machinery and equipment financing
  • Real estate and/or facilities
  • FSA Farm Program Loans
  • Competitive rates and terms
Construction Loans

When it's time to expand or build a new building, we can help with construction financing

  • Interest only for 6 to 18 months
  • Draws/advances coordinated for you with title ins company
  • Construction to permanent loans available to simplify the project
SBA and USDA Guarantee Loans

With our professional assistance, a government guarantee loan can be a valuable alternative to get your business started or to expand

  • Credit lines and term loans available
  • Bank originated and submitted loan application
  • Longer term financing helps business cash flow
  • SBA Express, 7a, 504 and others available
  • USDA B & I Loan for equipment and/or real estate
Specialized Loans

Financing for unique business needs can be obtained with our professional assistance

  • Business acquisition or major expansion
  • Ownership change or management buyout
  • Asset-based financing

Quick Links

Meet Our Professionals

Brandon Bowley

Brandon Bowley


3419 W State St.
Grand Island, NE


Email Brandon

Brad Bell

Brad Bell


3311 W. Stolley Park Rd. 
Grand Island, NE


Email Brad

Rebekah Martin

Rebekah Martin


715 W 4th. St.
Hastings, NE


Email Rebekah

V. Robert Waterman Meet

Rob Waterman


715 W. 4th St.
Hastings, NE


Email Rob

Scott Haskell Meet

Scott Haskell


201 W. 7th St.
Lexington, NE 


Email Scott

D Scott Latter

D. Scott Latter


423 Garfield Street
Holdrege, NE


Email Scott

John Nootz

John Nootz


221 S. Locust St.
Grand Island, NE


Email John

Kurt Haecker

Kurt Haecker


221 S. Locust St.
Grand Island, NE


Email Kurt


Tomorrow, Together

Banking for Today.

Meeting your needs today with the technology of tomorrow.

Southwest Office